Company overview

Open Risk Exchange (ORX) is an online portal offering free credit scores for all registered businesses in the United Kingdom with an API on request for users requiring high volume programmatic access to the scores.

ORX builds technology to find, extract and analyse publicly available data on businesses generating risk scores for every registered company in the UK.

Leveraging complex statistical modelling and machine learning algorithms on a variety of structured and unstructured data sources ORX has created one of the most accurate business risk models in the market.

Recent tests with high-street banks, online lenders and insurers have demonstrated that the ORX scorecard outperforms the accuracy of some of the leading commercial credit scorecards such as those offered by Experian, Equifax and Dun & Bradstreet.


The company was founded in November 2015 and is backed by Passion Capital.

Passion Capital is one of the leading venture capital investors in the UK with investments in companies including GoCardless, Monzo and Tide. Eileen Burbidge, Special Envoy to the Chancellor for FinTech and a former member of the Prime Minister’s Business Advisory Group represents Passion Capital on the company’s board of directors.

The company is also an alumni of Entrepreneur First, the world’s leading incubator for deep technology companies, which is backed by Reid Hoffman (founder of LinkedIn) and Greylock Partners, Mosaic Ventures, Founders Fund, Lakestar and some of the world's best entrepreneurs.